Who Can You See When You Ask About Your Money?
In 2014 I said we’d start getting money advice far younger, and in real time. It’s arriving from super funds and apps, and for the big decisions people still want someone they can see.
We Don’t Say a Nail Gun Went Rogue
Xi wants AI kept under human control, Trump calls the warnings a hoax, and our Prime Minister says the Medicare agent “didn’t accept no”. All three talk about it as if it were a creature. It’s a tool, and the question that matters is who was holding it, and why it took 84 days for anyone to say so.
Reputation Was the Currency. Now It Can Be Forged.
In 2017 I said reputation would become the ultimate personal currency. ASIC has now published a list of Australians whose reputations were spent by somebody else. What breaks isn’t the money, it’s every interaction that went right a little slower afterwards.
The Class of 2030 Hasn’t Started
Australian trade apprenticeship commencements fell for a third year while completions hit records. Only one of those numbers tells you anything about 2030.
The Room Already Knew
Three tasks, four options, four minutes. A room of mortgage brokers sorted their own work into human, machine, AI and combination and got all three right. The question almost nobody is asking, and the free tool that answers it.
On 10 December, You Have to Say It Out Loud
From 10 December 2026, Australian organisations must publish in their privacy policy what their automated systems decide about people. Most can’t produce that list, and the obligation isn’t about AI.
